Free Credit Report from 3 Major Credit Bureaus


New Member
You’re Entitled to a Free Credit Report.

In 2004, an amendment to the Fair Credit Reporting Act was made that states that you can obtain a free copy of your credit report from each of the three main credit reporting bureaus once every 12 months.

Three Major Credit Bureaus:

1. Equifax

2. Experian

3. Trans Union

The three major credit bureaus have set up a central website, toll-free telephone number, and mailing address that you use to order your free credit reports.

•Web Site:

•Toll-free Telephone Number: 877-322-8228

The three credit reporting bureaus will not send you an email or call you asking you for personal information, so don't respond to such requests.

If you receive an email, don’t respond or click on any links in the email as there are plenty of scams that attempt to obtain your personal information.

You should only access the website directly .

•Address: Complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
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